Sometimes, it could be hassle to send money to Nepal from the UK. Whether you’re helping family, paying for services, or investing in Nepal, it’s crucial to choose a reliable and cost-effective service. In this blog post, we will discuss the best ways to send money to Nepal from the UK, exploring options that offer the best exchange rates, low fees, and fast transfers.
1. Remitly – Best for Speed and Special Offers
Remitly specializes in fast international money transfers to countries like Nepal. Remitly offers both economy and express transfer options, with the express option allowing the recipient to receive funds within minutes. Plus, they often offer promotions with no transfer fees for first-time users, making it an attractive option.
Pros:
- Fast transfers (as quick as minutes).
- Special offers and discounts for new users.
- Easy-to-use mobile app.
Cons:
- Higher fees for express transfers.
- Limited payout options compared to other services.
How to Use Remitly:
- Sign up and create an account.
- Choose between an express or economy transfer.
- Add your payment method and enter recipient details.
- The recipient can collect the funds or have them deposited into their bank account.
2. Wise (formerly TransferWise) – Best for Low Fees and Transparent Exchange Rates
When it comes to sending money abroad, Wise is a top choice for many people. Wise uses the real exchange rate (the one you see on Google), meaning you won’t be hit with hidden markups. Their fees are low, and the process is incredibly straightforward. Whether you’re sending small or large amounts, Wise ensures the transfer is fast and transparent.
Pros:
- Low, transparent fees.
- Excellent exchange rates.
- Fast transfers.
How to Use Wise:
- Sign up for an account.
- Add your bank details or use your debit/credit card.
- Enter the recipient’s bank details in Nepal.
- Complete the payment, and your money is on its way!
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Ria Money Transfer – Ideal for Quick Transfers with Great Coverage
Ria Money Transfer is another excellent option for sending money to Nepal. With an expansive network and a user-friendly interface, Ria allows both bank-to-bank transfers and cash pick-ups at various locations in Nepal. Their transfers are usually processed quickly, and they offer competitive exchange rates. Ria is a great choice for those seeking a reliable service with plenty of options.
Pros:
- Reliable with fast transfers.
- Competitive exchange rates.
- Multiple payout options including bank deposits and cash pick-ups.
Cons:
- Higher fees for some payment methods.
- Limited online options compared to some competitors.
How to Use Ria Money Transfer:
- Create an account online or visit an agent location.
- Enter recipient details and choose a payout method.
- Make your payment and track the transfer.
4. Western Union – Best for Cash Pick-Up
If your recipient in Nepal needs to collect the money in cash, Western Union is one of the most reliable and widely used services. With thousands of agent locations in Nepal, Western Union offers both online and in-person services for sending money. It’s perfect if you want your loved one to receive the money quickly.
Pros:
- Wide network of agent locations in Nepal.
- Cash pick-up options available.
- Transfers are often fast (within minutes).
Cons:
- High fees compared to other options.
- Exchange rates can be less favorable.
How to Use Western Union:
- Visit the Western Union website or an agent location.
- Choose whether to send money online or in person.
- Enter your recipient’s details and payment information.
- The recipient can collect the funds at a local Western Union branch.
5. WorldRemit – Best for Bank Transfers or Cash Pick-Up
WorldRemit is another reliable service for sending money to Nepal, offering a variety of payout options. Whether your recipient prefers a bank deposit or a cash pick-up, WorldRemit has you covered. Their competitive exchange rates and low fees make them an excellent choice for both small and large transfers.
Pros:
- Multiple payout options (bank deposit, cash pick-up, airtime top-up).
- Fast transfers.
- Competitive fees and exchange rates.
Cons:
- Limited availability in some regions.
- Fees can vary depending on the payment method.
How to Use WorldRemit:
- Sign up for a free account.
- Choose your payment method and enter recipient details.
- Select the transfer type (bank deposit, cash pick-up).
- Confirm and complete the transaction.
6. TapTap Send – Best for Affordable Transfers with a Mobile App
TapTap Send is a newer yet highly effective option for sending money to Nepal. Focused on providing affordable transfers, TapTap Send offers great exchange rates and low fees. It’s a mobile-first service, so if you prefer handling transactions through an app, this is a perfect option for you. TapTap Send is especially popular among Nepali migrants in the UK for its ease of use and great rates.
Pros:
- Very low fees.
- Fast, mobile-first platform.
- Easy-to-use app.
Cons:
- Limited payment options (mainly mobile transfers).
- Only available in select countries.
How to Use TapTap Send:
- Download the TapTap Send app on your smartphone.
- Create an account and choose your transfer method.
- Enter the recipient’s details and the amount to send.
- Complete the transfer, and your recipient will receive the funds quickly.
7. Bank Transfers – Traditional but Reliable
If you’re looking for a more traditional option, you can also send money directly from your UK bank to a Nepali bank account. This can be done through the SWIFT network. Although this method is reliable, it can take a few days for the transfer to complete, and the fees can sometimes be high. Make sure to check with your bank for the latest transfer options to Nepal.
Pros:
- Secure and reliable.
- Ideal for larger transfers.
Cons:
- Slower than digital money transfer services.
- Can have higher fees, especially for smaller amounts.
How to Use Bank Transfers:
- Visit your bank or use their online platform.
- Enter the recipient’s bank details in Nepal.
- Confirm the transaction and wait for the transfer to complete.
Conclusion
In 2025, sending money to Nepal from the UK has never been easier, thanks to numerous online money transfer services. Whether you’re looking for the lowest fees, the fastest transfer speeds, or the best exchange rates, services like Wise, Remitly, Ria Money Transfer, and WorldRemit offer various options to suit your needs. Always compare rates and fees before making a decision.
If you’re ready to send money to Nepal, check out these top services, and don’t forget to look for special offers to make the most out of your transfer.
By choosing the right service, you can ensure your money gets to your loved ones safely, quickly, and at a great value!
